Payment Options
For your convenience, we accept cash, personal checks, money orders and major credit cards. Payment is expected at the time services are performed.
Our fees are a reflection of our commitment to excellence. We believe there is no way you can deliver excellence and charge for mediocrity. Our staff will guarantee you have access to all the insurance benefits you are entitled to and will help you with that part insurance might not have allowances assigned to. You can also be secure that we won’t allow insurance limitations affect the quality of care you receive.
CareCredit is a simple way to consolidate and manage certain out-of-pocket healthcare expenses, because it is a credit card with a revolving line of credit that can be used repeatedly and for any family member. CareCredit offers two basic payment plans to meet an individual’s financial needs:
· No Interest Plans for 3, 6, 12, 18 or 24 months that charge no interest when account holders make their required minimum monthly payment and pay off the remaining balance within the promotional period. These are the most popular plans, with more than half of patients selecting these options.
· Extended Payment Plans for 24, 36, 48 or 60 months. These plans carry an interest rate that is more competitive than most bank cards and feature a fixed, monthly payment and a longer term.
Insurance
As a service to our patients, our practice accepts most dental insurance programs, including non-managed care, indemnity (traditional) and PPO out-of-network. We are not part of any managed care network. Our accounting staff will prepare all the necessary forms for your dental benefits. However, we remind you that your specific policy is an agreement between you and your insurance company. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. Our staff will gladly submit a pre-treatment estimate to your insurance company so that you will know what your benefits will be.
The fees charged for services rendered to those who are insured are the usual and customary fees charged to all our patients for similar services. Your policy may base its allowances on a fixed fee schedule, which may or may not coincide with our usual fees. You should be aware that different insurance companies vary greatly in the types of coverage available. Also, some companies take care of claims promptly while others delay payment for several months.